Welcome to Harvard Insurance. These Terms and Conditions govern your use of our services, including but not limited to SMS communications, email communications, phone calls, website interactions, and insurance-related transactions. By engaging with our services, you agree to these terms.
1.1. Harvard Insurance is a Georgia-based insurance provider.
1.2. By using our website, services, or communicating with us, you agree to comply with these Terms and Conditions.
1.3. We reserve the right to update or modify these terms at any time without prior notice. Continued use of our services constitutes acceptance of any revisions.
1.4. Our services include contacting customers via phone, SMS, and email for both account servicing and new business prospecting purposes.
2.1 SMS, Email, and Phone Call Consent
- By providing your phone number and email address, you consent to receive communications from Harvard Insurance.
- These communications may include service updates, policy notifications, billing inquiries, appointment reminders, and promotional offers.
- Your contact information will not be shared with third parties for marketing purposes without your consent.
2.2 Types of Communications
If you have consented to receive communications from Harvard Insurance, you may receive:
- Appointment reminders
- Follow-up messages
- Policy renewal notifications
- Billing inquiries
- Special promotions and offers
- New business prospecting outreach
2.3 Message Frequency
- Message frequency may vary based on the type of communication.
- You may receive up to 10 messages per week related to your insurance services or marketing promotions.
2.4 Potential Fees for SMS Messaging
- Standard message and data rates may apply, depending on your carrier’s pricing plan.
- Fees may vary if the message is sent domestically or internationally.
2.5 Opt-In Method
You may opt in to receive communications from Harvard Insurance in the following ways:
- By submitting a website form
- By opting in during a phone call
- By providing consent via email
2.6 Opt-Out Method
- You can opt out of receiving SMS messages at any time by replying "STOP" to any SMS message.
- You can unsubscribe from marketing emails by clicking the "Unsubscribe" link in any email.
- You can request to be removed from call lists by informing a representative or emailing our support team.
- Alternatively, you can contact us directly to request removal from our messaging lists.
2.7 Help & Support
- If you experience any issues, you can reply with the keyword "HELP" for assistance.
- Alternatively, visit our [Support Page] for more information.
2.8 Standard Messaging Disclosures
- Message and data rates may apply.
- You can opt out at any time by texting "STOP" or following opt-out instructions for email and phone calls.
- For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.
- Message frequency may vary.
3.1. We are committed to protecting your privacy. Any personal information collected through our website, SMS communications, emails, phone calls, or other channels will be handled in accordance with our Privacy Policy.
3.2. For more details on how we collect, use, and protect your data, please refer to our [Privacy Policy].
4.1. Harvard Insurance provides insurance services as outlined in our policies. However, we are not responsible for any losses, damages, or claims arising from:
- Misuse of our website or services
- Unauthorized access to your account
- Carrier fees related to SMS messaging
- Errors or delays in communication due to technical issues
5.1. These Terms and Conditions are governed by the laws of the State of Georgia.
5.2. Any disputes arising under these terms shall be resolved in the courts of Georgia.
For any questions regarding these Terms and Conditions, please contact us:
Harvard Insurance
6689 Peachtree Industrial Blvd STE A Peachtree Corners, GA 30092
470-344-0683
info@harvardinsurance.co